It is important to know that the appointment of a loss adjuster is when a client goes and makes a claim on their property insurance. This loss adjuster works impartially and evaluates the property fully so that a fair results can be given for the claim made to the insurance company. Sometimes the details of the extent of fire or water damage can be over looked by the loss adjuster.
A public loss adjuster is hired if and when the loss adjuster is deemed to not report the extent of the damage as expected. A loss assessor is mandated to work on an impartial or fair basis. This is because the loss adjuster by being impartial then the full case entitlement of the claim made on the property be it impact, flood or fire damages is compensated. A loss assessor working for the public is depended upon to work and get results that are fair to both parties who are the insurance claim.
If a loss adjuster comes to your home and sees the damages caused by water floods and a fire, theirs is to evaluate the property and ensure that everything is included so that the insurer can fully pay out the insurance claim. All the fire or water damages must be captured in the first survey by the loss assessor, these damages are also in the damage report that will be given to the insurance company. This is important because the reopening of the insurance claim is avoided and hence extra costs reduced.
Contractors hired to repair your property are under the instructions of the loss adjuster to make sure the property is reinstated to its previous problems and that there will not be arising issues of say, dampness due to the water damage on the walls. The lingering problems in a house that has been damaged by water or fires may not be only because of those incidents but they could of a previous problem.
Your insurer should be informed about all the damages in your property by a good loss adjuster and he is also able to ensure that the end result of the insurance claim and the involved parties like the insurance company and the holder of the policy all receive a fair judgment of the case. The North Miami Public adjuster will also regulate them so that reliable services are guaranteed in times of need.
Lastly, it of utmost important that the public adjusters remain transparent during the claim processes, inform them client of the upcoming changes if any in the claim so that they are aware of what is going on in their claim.