On Cars: My Thoughts Explained
Getting Yourself on the Road after College
People spend a considerable fraction of their life in school, and you complete college education when you are an adult. As much as you are a grown up and you have been prepared to face challenges all that while, you need to pick up the pace gradually by starting to get some freedom and independence. One likely thing that would make you gain some level of freedom and independence is driving. By having a vehicle to drive after your college education, you attain mobility to move to anywhere that you wish and you do not have to scramble for space in public transport, and you can move to any part of the country to visit your friends. The main challenge to achieving this would be the finances because you may not have a reliable income source. This achievable if you have a well-paying part time occupation or if your parents are well off and can afford to assist you in purchasing a car. Before you get on the road, here are some considerations that you have to make.
Acquiring a car – You need to own a car to drive around. Purchasing a new car would be costly, and perhaps you may not have the money that is required so, you will have to think about purchasing used cars which are quite affordable. You do not need a sophisticated car or probably a fuel guzzler because car maintenance would be expensive. A simple car with an adequate capacity will do, and it should use as little fuel as possible to cover long distances thus economical. However, if you prefer to have a fancy car, then you will need a lot of money which you may have to borrow. Again, you must be careful when considering your borrowing options because you do not need strict repayment terms that would frustrate you. Parents and relatives can also provide financing, and they would do it with relaxed terms.
Share a family member’s car – Your family might own more than one vehicle, and if your parents are comfortable with your idea of driving, you can request them to use one the cars. This is the most appropriate solution for a broke student who cannot borrow money and needs a car to move around. With this option, you can forget about purchasing a car for the moment, and you will enjoy the drive as you get the chance to improve your driving skills. All you have to do is cater for fuel and insurance expense which is quite manageable. Do not be blinded by this privilege and you should work on purchasing your car.
Insurance cover – Having an insurance policy is important when you get on the road, but you may not afford to pay the premiums. It is advisable to be covered under the insurance policy of your parents.